3 Costly Mistakes to Avoid When Filing a VA Claim

For many veterans and their families, approaching the VA for benefits can feel overwhelming. The paperwork is confusing, the rules seem complicated, and it's often hard to know where to even begin. Unfortunately, simple mistakes in the process can lead to denied claims, costing you the benefits you rightfully earned.

As a consultant for veterans, I see the same preventable errors time and again. Here are three of the most common—and costly—mistakes to avoid.

Mistake 1: Overlooking Critical Details on Official Documents

The smallest detail can be the difference between a denied claim and thousands of dollars in benefits.

I recently assisted a family whose father's death certificate listed the cause of death as "failure to thrive". There is no VA claim for that. However, the veteran also had diabetes, which was the underlying cause. We helped the family get the death certificate revised to include diabetes, a service-connected condition. Because of that one change, their burial reimbursement from the VA increased from just $350 to $2,000.

The Takeaway: The details on every document matter. An expert can help you review your paperwork to ensure it accurately reflects your situation.

Mistake 2: Missing the "Intent to File" Deadline

Timing is everything with the VA. Before you even begin gathering records, the first step should be submitting an "Intent to File." This form notifies the VA that you plan to file a claim and locks in your effective date.

Here's why it's so important: You have one year from the date you submit your Intent to File to complete your claim. If you go past that year, you can lose out on an entire year's worth of back pay. Ensuring this form is filed correctly and on time is the best way to protect your benefits.

The Takeaway: Always submit an Intent to File at the very beginning of your process to preserve your effective date for potential back pay.

Mistake 3: Doing Unnecessary (and Stressful) Paperwork

Many veterans assume they must write a detailed, often painful, letter to justify a claim for PTSD. Reliving traumatic events is a major barrier that stops people from filing.

However, it's not always required. If a veteran's record includes a Combat Action Ribbon, a Purple Heart, or a Medal of Honor, they do not have to write that letter. The award itself provides the proof the VA needs. Knowing these kinds of procedural rules can save you from having to do unnecessary and emotionally taxing work.

The Takeaway: Don't do more work than you have to. A consultant who knows the system can help you find the most direct path to a successful claim.

You Don't Have to Do It Alone

Navigating the VA system is complex, but you don't have to do it by yourself. A Starting Place for Veterans was created to be just that—a starting point. We work as your consultant to create a clear "plan of action," helping you prepare your claim forms correctly so you can submit them with confidence.

If you're feeling lost, contact us for a free initial assessment to find your clear path forward.